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Types of Mortgages

There are many different types of mortgage loans, but I will list for you the most common ones available.

Click on the links for more detailed information about the different types of loans. By familiarizing yourself with the different types of loans you will have a better idea which type of mortgage loan is best for you.

Conventional Loans: These loans are not insured or guaranteed by the federal government.

Government loans: These types of loans consist of VA (for veterans) and FHA (first time home buyer, troubled credit, little or no money down) Loans

Fixed rate mortgage Loan (FRM): Interest rate and monthly mortgage payments remain the same for the duration of the loan.

Adjustable rate mortgages (ARM): Interest rate and monthly mortgage payments fluctuate over the period of the loan.

Balloon Loans: A short-term fixed-rate loan with low payments for a set number of years and one large final balloon payment of the remainder of the principal.

Property State Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Home Description Single Family Multi-Family Condominium Townhouse Mobile Home Manufactured Home Select Your Credit Profile Excellent Good Fair Needs Improvement Poor Type of Loan Select One Home Refinance Home Purchase Home Equity Debt Consolidation
		Home Equity Loans
		Home Refinance Loans
		Debt Consolidation Loan
		Home Purchase Loan
		Home Improvements

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