What is a Credit Score?
A credit score is a number that reflects your credit risk level, typically with a higher number indicating lower risk. It is generated through statistical models using elements from your credit report; however, your score is not physically stored as part of your credit history on the credit file. Rather, it is typically generated at the time a lender requests your credit report, and is then included with the report viewed by the creditors. Your credit score is a fluid number, and it changes as the elements in your credit report change. For example, payment updates or a new account could cause your score to fluctuate. There are many different credit scores used in the financial service industry. Your score may be different from lender to lender (or from car loan to mortgage loan), depending on the type of credit scoring model that was used.
| |
||
| Home Equity Loans |
||
| Home Refinance Loans | ||
| Debt Consolidation Loan | ||
| Home Purchase Loan | ||
| Home Improvements | ||
Lowermybills.com
Mortgage Rates Hit Record Lows! Refinance & Save $1000s.
ING
DIRECT Orange Mortgage
Great Rates. Easy Online Application.
Types of Mortgages + Mortgage Calculators + Credit Report + News + Resources + Todays Rates + About Us + Link To Us + Contact Us + Submit Article + Privacy Statement + Partner Sites + Terms of Use + Site Map + Mortgage + Resources
States
Alabama + Alaska + Arizona + Arkansas + California + Colorado + Connecticut + Delaware + Florida Georgia + Hawaii + Idaho + Illinois + Indiana + Iowa + Kansas + Kentucky + Louisiana + Massachusetts
Cities
Atlanta + Chicago + Dallas + Houston + Las Vegas + Long Beach + Miami + Midland + Riverside + San Diego + Seattle + Washington